Salesman jailed for defrauding bank

A bank salesman, who defrauded his workplace of Dh635,000 after submitting forged documents needed to obtain a loan and a credit card, has been sentenced to three years in jail.

The 28-year-old Indian salesman has been found guilty by the Court of First Instance of helping a runaway Pakistani, 37, open a bank account and get a credit card after presenting a fake salary certificate.

The duo was charged with fraud and forgery.

The salesman will be deported after serving his jail term. His accomplice was cleared of all charges.

The duo was also believed to have forged a statement of account which they falsely claimed to be issued from another bank. They were also accused of forging a residence visa copy.

The case dates back to April 2016, and a complaint was filed at Al Muraqqabbat police station.

A 43-year-old manager at the plaintiff (the bank) said: "The salesman approved and signed a Dh485,000 loan and a credit card with a Dh150,000 balance in April last year. Soon after the procedure related to those applications was done, the runaway collected the credit card and the loan amount. As a routine procedure, we went over the documents he had presented and contacted the parties to which he attributed those documents. We learned that they did not issue them and they had nothing to do with the Pakistani man," the manager told the prosecutor.

"When we summoned our employee and asked him about the other man, he hesitated. The credit card and the loan he processed for the other accused took far less time than usual and the necessary documents were also filed faster than normal.

"We lodged a complaint against both of them as we believed the salesman had conspired with the runaway. We could not get hold of the other man and it turned out he used all the credit card balance and withdrew the whole loan amount."

A criminal evidence report (Abu Dhabi) showed the applications to get the credit card and the loan bore the handwriting of the salesman.

Source: Khaleej Times